We just got our renewal to our State Farm homeowner’s policy, and like every year, there’s a rider with new exclusions of coverage.

I thought this one was ominous:

“This policy is revised to exclude coverage for loss arising out of nuclear reaction, radiation or radioactive contamination from any source, or any detonation of, or release of radiation from, any nuclear or radioactive device.”

So . . . we were covered for that up until now? If so, what has changed to make them decide to revise our policy?

I notice we also are now not covered for any loss due to the locomotive we (or anyone else) owns.

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